AI Powered Credit Risk Scoring & Analysis

AI Powered Credit Scoring & Risk Analysis

Pain Points & Solutions:

• Manual processes are time-consuming → Score generation within minutes thanks to the AI engine
• Inaccurate credit evaluations → Data-driven, unbiased risk analysis
• High default rates → High-risk customers are identified early and filtered out

Return on Investment & Value Proposition:

• Up to 70% faster application evaluation
• Up to 40% reduction in default rates
• 50% more efficient analyst performance

Benefits:

For Management:

• Improved risk scoring quality
• High transparency and control in processes
• Reduced default risk

For Users:

• Faster credit decisions
• Fairer evaluations
• Better customer satisfaction

Features:

• Real-time risk score generation
• Automated process flow with Power Automate
• Custom dashboards with Power Apps and Teams integration
• CRM integration (Dynamics 365, Salesforce, etc.)
• Analysis of alternative data sources (utilities, social media, etc.)
• Azure Machine Learning: Advanced credit risk models trained on historical and alternative data
• Azure Synapse Analytics: Seamless integration of big data for scalable risk computations
• Azure Cognitive Services: Natural language insights from customer documents or social data
• Azure Data Factory: Orchestrates and integrates data pipelines from various sources
• Azure OpenAI Service: Enables intelligent summarization of financial records and customer communication analysis
• Azure Key Vault: Secure storage of API keys, credentials, and sensitive scoring model parameters
• Azure Monitor & Application Insights: Real-time monitoring of scoring model performance and anomalies

Revolutionize your credit scoring with AI – click ‘Contact Me’ button to start transforming risk analysis.