CrediFlow360
por Lebon Consulting
CrediFlow360 simplifies credit management with powerful tools and real-time analytics.
CrediFlow360 is a modern Loan Management System (LMS) designed for lenders, fintech companies, cooperatives, and microfinance institutions. Built on the Microsoft Cloud stack (Dynamics 365 and Azure), it streamlines the full loan lifecycle—from origination and verification to disbursement and monitoring.
With deep integrations into Home Affairs, Credit Bureaus, and SACCRA, as well as built-in AI-driven credit scoring models, CrediFlow360 empowers financial institutions to underwrite faster, remain compliant, and reduce lending risk.
CrediFlow360 includes:
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End-to-end Loan Origination, Verification, Approval, Disbursement, and Repayment
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Automated ID and Credit Checks via integrated APIs
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AI-powered Credit Decision Engine
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Smart Interest & Fee Calculation APIs
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Real-time Dashboards & Analytics powered by Power BI
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Workflow Automation with Power Automate
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Hosted securely on Microsoft Azure
It is modular, scalable, and optimized for Public and Private Sector lenders alike, including developmental funders and credit providers operating under regulatory frameworks.
Key Features
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🔍 Home Affairs ID Verification (via API)
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📊 AI-Driven Credit Assessment Engine
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🧠 Smart APIs for Interest, Fees, and Loan Calculations
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🔐 Integrated SACCRA Data Transmission Layer
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📈 Power BI Dashboards for Lending Oversight
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⚙️ Workflow Automation with Microsoft Power Platform
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☁️ Hosted on Azure, built on Dataverse & Dynamics 365
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🧾 Document Management, Task Assignment, and Status Tracking
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👥 Role-Based User Access & Permissions
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📂 Loan Document Archiving & Auditing Trails
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🛠️ API Ready for 3rd-Party Integrations
Target Customers
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Microfinance Lenders
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Development Finance Institutions
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Credit Providers
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Cooperatives & Stokvels
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Fintech Platforms
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SACCRA-Registered Entities
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Public Sector Credit & Welfare Disbursement Units
Benefits
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✅ Rapid Loan Origination
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✅ Intelligent Credit Decisioning
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✅ Compliance with POPIA, SACCRA, NCR
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✅ Seamless Integration with National and Private Data Sources
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✅ Faster Time-to-Loan and Lower Risk
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✅ Reduced Admin with Workflow Automation
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✅ Cloud-Based Access from Anywhere
