e2e Digital CFO: Banks & their MSME customers

1. There are >25m MSMEs in EU (>400m world), mostly underserviced and underfunded by banks as they are risky, non-homogeneous and require personalized offering. 2. With >50% contribution to GDP, an increasing B2B workforce and a rather saturated “business as usual banking”, MSMEs are a growth opportunity for banks or other MSME focused service providers. 3. The single most important enabler for an MSME-Bank business partnership is Technology. 4. To this end, CashDirector has developed an e2e Digital CFO Platform – a cloud solution. 5. Private-label, e2e and affordability have been market proven differentiators, mainly in Europe with tests in Asia and USA; CashDirector has also won key globally recognised awards. 6. We provide positive tangible outcomes both MSMEs and Banks: a) SMEs: freeing up time "wasted" on finance admin for other activities (business) and liquidity management. b) Banks: earning more revenue at better margins (new and existing customers) with a reduced risk and distributed efficiently. 7. We have grown 8% MoM over last 18m, achieving >90k users. 8. Implementation can be completed within 3 months in 10 easy steps & then build on it to develop together a future end-state.