Cash 365

Cash 365 is a powerful and user-friendly solution that seamlessly connects businesses with their bank accounts and automates financial processes. Through deep integration into Microsoft Dynamics 365 Business Central, Cash 365 provides real-time insights into account balances, transactions, and more – all directly within your familiar ERP environment.

Key Features of DB SME Connector and DB Enterprise Connector:
• Instant Payments: With the SEPA Instant Payment module, payments are processed securely within seconds – with no delays.
• Real-time Balance: Thanks to modern APIs, you receive second-by-second account information directly into your Cash 365 dashboard and ERP system.
• Real-time Transactions: Through API integration, it is possible to reconcile account movements in real-time. Whether end-of-day or intra-day statements, you can update them at any time or automatically via API.
• Automated Processes: Automatic assignment of payments to invoices, report generation, and payment plan management reduce manual effort and errors.
• Cash Analytics: Cash Analytics offers customizable dashboards for real-time overview of account balances, liquidity, currency exposure, payment flows, and risks – optimally tailored to each user's needs.
These services can also be used by Postbank and Fyrst Bank customers.

Additional Functionality – DB Enterprise Connector:
• The Deutsche Bank API platform allows you to view your international and national accounts in real-time via API calls, initiate bulk payments or bulk direct debits. The virtual accounts solution is also connected via this platform.
• BANQR’s Realtime-Treasury Connector: Bank API integration can be complex and costly. That's why we’ve established an API connector that integrates into your Microsoft 365 environment with just one click. You can further process the data in Power BI, Excel, or Power Automate.
These services can also be used by Postbank and Fyrst Bank customers.

Beta Release Features for Family and Friends (please contact the BANQR team directly if needed):
• SEPA Direct Debits: Whether rental payments or new subscription models, the direct debit module conveniently manages your collections and mandates.
• Standing Orders: Automate your manual tasks in the area of recurring payments and retain full control at all times.
• PUSH Transactions: Deutsche Bank's real-time notification allows you to receive every booking on your accounts as a technical message (API) 24/7.
• Virtual Account Module:
The power package to take cash management to the next level
• Virtualization of subsidiaries
• Reduce bank fees through the use of virtual accounts
• Reduce internal cash management & audit costs
• Automated invoice-payment reconciliation through the use of invoice-specific virtual account numbers
• Account-to-Account Payments (A2A): Manage multiple bank accounts seamlessly in one central platform (contact us if needed)
• Extension to other API-enabled banks (contact us)

Advantages:
• Regulatory Compliance: Secure and transparent processes with four-eyes principle and audit trail functions.
• No Third-party Integration: Just you and your bank. There is no connection to an "Open Banking" provider/aggregator. No integration with a payment service provider and therefore no hidden costs. We connect you exclusively and directly with the bank API.
• Anytime Payment: "Instant Payment is the New Normal." You can now initiate payments at any time, which arrive within 10 seconds in the SEPA area.

Supported Editions:
Cash 365 is compatible with the Essential and Premium editions of Microsoft Dynamics 365 Business Central.

Availability:
Currently available in Germany.

Languages:
Cash 365 supports German and English.