Solvency analysis

Thanks to new regulations, it is now possible to access the financial information of your customers (individuals and professionals) in order to assess their creditworthiness.

Meelo retrieves this financial data via Open Banking, categorises the transactions made on the bank account and, thanks to its analysis and scoring system, defines a predictive score for non-payment. This secures our customers' sales and largely eliminates the risk of non-payment.

Open Banking via Meelo also makes it possible to maintain access to the customer's account for 6 months by updating it on request, without the customer having to take any action.

Finally, open banking is also a simple way of combating fraud. The information collected comes from the bank account and cannot therefore be falsified.