Odyssey by Datacultr

Claym Media & Tech Private Limited

Device Collateralization & Risk Mitigation stack for Banks, NBFC's, MFI's & Telco's (Lenders)

Datacultr’s platform-Odyssey makes an unsecured loan significantly less risky for the lender by allowing the lender to manage & control the lent out device. It also converts a smartphone into a viable collateral for other unsecured loans like personal loans. Odyssey can be used to securely monitor device EMI payments, educate users, notify delinquent customers of their overdue payment status, and lock devices partially or completely either individually or in bulk until delinquent payments are made, and the devices unlocked. Odyssey mitigates risk on: 1. New Smartphone financing 2. Micro Loans or consumer durable loans, using the smartphone as a collateral ADVANTAGE TO THE LENDER The Datacultr stack is completely built ground up, with no dependence on any 3rd party infrastructure, it therefore comes with some inherent advantages to the lender: 1. Smart Device ready platform, that keeps the lender future ready 2. No process disruption at the retail or online 3. Independent technology stack, allowing for on-premise deployments About Us Founded in 2016, Datacultr is a deep tech products company, based out of Gurgaon. Datacultr is the winner of Red Herring Asia Top100 Award, 2019 and recognized by NASSCOM in the Emerge 50 Awards 2018 as one of “India’s Most Innovative Top 50 Emerging Software Product Companies”. Datacultr has been awarded for its strong product focus by the Government of Haryana and recognized as amongst the most innovative tech start-ups in India Datacultr is part of the Startupbootcamp Fintech Dubai program and is also linked with industry's major platforms like Microsoft for startups, Google Cloud for Startups, FBStart, JioGenNext and IAMAI & Government of Haryana driven Mobile10X program. Odyssey platform is live in India & Bangladesh, and there are ongoing pilots in Africa & Malaysia
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