M2P's Access Control Server

M2P’s Access Control Server (ACS) is designed to provide a secure payment experience for card-not-present (CNP) transactions. It supports both 3DS 1.0 and 3DS 2.0 protocols and has advanced features including risk-based authentication and out-of-band authentication. The system can also support additional factor of authentication (OTP, out of band) for any channel and use case where 2FA (2-Factor Authentication)/ MFA (Multi-Factor Authentication) is required.

Features of the ACS platform include:

• Support for Visa, Mastercard & other global card networks, service can be configured as per market requirements
• Multiple integration options with issuer systems
• Support for several authentication methods including:

OTP (SMS & email), Integration with Bank or M2P SMS vendor

Out of band - both internal out of band (with M2P SDK) and external (bank specific authentication such as MPIN, token etc.) using API

• 24/7 production & operations support with detailed reports & dashboards
• Advanced risk-based authentication system with support for complex rule design
• Highly configurable system:

Define mode of challenge at BIN level

Transaction experience based on risk analysis, user preferences and other configurations

• Best in class success rates – fully cloud hosted with built-in redundancy
• User role-based access to portal features and modules