Navigating Payments Modernization: Trends and Realities

In the evolving financial landscape, payments modernization is crucial. Cloud computing offers cost savings and scalability, but outdated technology slows progress. Consumers easily switch providers, emphasizing the need for positive experiences. Subscription-based models are gaining traction in payments.

The payments industry is witnessing growth in both card volumes (4%) and real-time payments (5%). However, by 2026, real-time payment volume is projected to be 2.4% (equivalent to 425 billion) compared to card volumes at a staggering 2.2 trillion. Despite the shift, the card payment sector continues to dominate, and this trend is expected to persist for the foreseeable future.

Source: GlobalData

ACI’s Comprehensive Solution

ACI Acquiring is a merchant management system that helps acquirers offer merchants capabilities to deliver digital innovation, improve fraud prevention and reduce interchange fees. It enables the support of complex merchant accounts and obtaining optimal interchange fees. Easily set up and manage all merchant billing and grow income through partners with revenue sharing.

Why ACI?

Mission-Critical Software: Trust us—it’s in our DNA. ACI delivers payments-grade quality you can rely on
Cost Efficiency: Configurable, off-the-shelf, and low-code—our solution consolidates functionality. Multi-vendor capabilities? All from one place
Speed to Market: Off-the-shelf, repeatable, and aligned with global best practices. Dive into regional depth with confidence
Peace of Mind: Join our league of 100+ globally trusted clients. ACI Acquiring offers an end-to-end solution, backed by value-add partners

Want to know more? visit our ACI Acquiring solution page

ACI Acquiring

avtor: ACI Worldwide